Umojalands

Umojalands is a pioneering climate fintech business that is driven to reduce the financing deficit of small holder farmers by using comprehensive scoring models that are backed by powerful insights from the satellite, alternate big data + bank level KYC and lastly AI driven personality tests. From these the system then generates 3 risk scores and 3 reports respectively namely the Climate, The Credit and the Character scores and reports. Together, these scores provide a comprehensive profile that helps partner lenders to make informed decisions about extending credit to smallholder farmers